Est. 1993
Nottingham, New Hampshire
Master deck builders
978.904.1444
Nottingham, NH
When dealing with storm damage to your property, hiring a qualified contractor to handle repairs
can be a crucial step in the insurance claims process.
Here are some key considerations to keep in mind:
1. Assess the Damage
Before contacting a contractor, conduct a thorough assessment of the storm damage. Take photographs and document the extent of the damage, as this
information will be valuable when filing your insurance claim.
2. Review Your Insurance Policy
Understand your insurance policy and the coverage it provides for storm damage. This will help you determine what repairs are covered and the limits of
your coverage. Familiarize yourself with any deductibles that may apply.
3. Get Recommendations
Seek recommendations for contractors from friends, family, or your insurance agent. Look for contractors who specialize in storm damage repairs and
have a good reputation in your community.
4. Check Credentials
Verify that the contractor is licensed, insured, and bonded. This protects you from liability in case of accidents during the repair process. Additionally,
check for any complaints or reviews on platforms like the Better Business Bureau or local review sites.
5. Obtain Multiple Estimates
Contact several contractors to obtain estimates for the repair work. This will give you a better understanding of the market rate for the repairs and help you make an informed decision. Ensure that each estimate includes a detailed breakdown of costs.
6. Discuss Insurance Claims Process
Choose a contractor who is familiar with the insurance claims process. They can help you navigate the paperwork and may even communicate directly
with your insurance company on your behalf.
7. Review the Contract
Before signing any agreement, carefully review the contract. Ensure it includes a clear scope of work, timelines, payment schedules, and warranty
information. Don’t hesitate to ask questions or request modifications if something is unclear.
8. Stay Involved
While the contractor handles the repairs, stay involved in the process. Regularly check in on the progress and ensure that the work aligns with what was
agreed upon in the contract.
9. Document Everything
Keep detailed records of all communications with the contractor and your insurance company. Document the repair process with photos and notes, as this can be helpful if any disputes arise later.
10. Final Inspection
Once the repairs are completed, conduct a final inspection to ensure everything has been done to your satisfaction. Address any concerns with the
contractor before making the final payment.
By following these steps, you can effectively hire a contractor to repair storm damage while navigating the complexities of insurance claims. This proactive approach will help ensure that your property is restored efficiently and to a high standard.
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